To empower people to live debt free.

To salvage, consolidate, train and facilitate tools that equip individuals and entities to stay above debt.

To empower and train individuals, through counseling and practical application to manage debt. (Restore credit for customers. Help clients establish business credit.. Assist in obtaining grants both for businesses and individuals. Help distressed businesses and indebted individuals find suitable financing opportunities to help in salvaging their financial position.Conduct business and seminars on credit restoration, building credit and managing credit..…. Train and educate on credit, budgeting and investing.)

FOCUS ON NATURAL POTENTIALS: We hold the fundamental position that if people, businesses, organizations, institutions and governments focus on their natural endowments, their achievements will be unprecedented. SINCERE PARTNERS: We believe that an organization must provide opportunity for sincere partners who share similar values and a common goal to pursue causes that advance society with financial benefit as a secondary goal. HARNESS ASSETS: We believe that the resources to advance a cause are already available to all who rightfully belong to that endeavor and must be tapped first. SYSTEMS REPLICATION: We believe that there is a fundamental model of productivity for a cause which will yield the same results when applied globally. ACCOMODATING ALL: We believe that every endeavor must be structured to accommodate the needs of both privileged as well as underprivileged clients and customers in society. AMORTIZE DEBT: We believe that when a cause becomes profitable, it must never b

• In 1987 until August 2007 I worked at Bank of New York where I managed several accounts as a financial administrator. • I attended Borough of Manhattan Community College and graduated in June 2002 with a B.S in Business Administration with concentration in Banking & Finance from Mercy College, Dobbs Ferry, New York. • In June 2007 I formed and registered Tremar Estate Corporation where I managed three rental properties. In May 2014 Tremar Estate was amended to New Beginning Financial Solutions Services. On March 20th 2014 I completed a course in Business Credit and received a Certificate of Completion.

Failure of traditional products hat tend to meet the needs of the people because of the failure of traditional products to meet the need of the majority.

Competitor has global name brand recognition, developed systems for marketing and a significant percentage market share.

Traditional banking products are failing to meet the needs of a great percentage of the population.